Organization is about more than having an organized living space.
It’s about having your life and your finances organized and under control.
One of the biggest stressors for families is that of
financial stress. When your financial house is in order, then the rest of your
life falls into place much more easily.
If you are like most, financial planning was not a part of
high school or college curriculum - much less balancing a checkbook or
concentrating on a 401k or emergency expenditures.
Without a balance of financial issues in your life, it is
very difficult to have balance in other areas of your life. Unfortunately,
money controls much of our thought patterns, time, and worries.
Figure Out Your
Spending Habits
Before you can sit with your partner to discuss finances, it
is very important to learn about your financial patterns. Whether you are a
spendthrift or a frugal financier, it is very important to identify your
spending habits and where you can improve before going at it with your
financial partner.
The Spendthrift
If you have no regard of where money comes from or how to
manage it, you will find that money will manage you. Spending more than you
earn is never a good scenario. Sit down with your finances, figure out what is
coming in, what goes out, and keep the difference for yourself as spendable
income. It is really that simple. Living above your means is something that you
do not want to do, ever. Living above your means is never a win/win situation.
The Frugal Financier
If you find that you will not part with a penny, much less a
dime, you will have a difficult time relating to anyone financially. There has
got to be some wiggle room for playing hard just as much as working hard. No
one is going to put up with someone that will not part with one red cent, even
for fun.
Get Together with
Your Financial Partner
It is very important to get together with your financial
partner and put your differences to work for you instead of against you. If you
are frugal and your partner is a spendthrift, come up with great and innovative
ways to meet somewhere in the middle. Compromise shows up many times in a
relationship, and what better way to incorporate that tool than to use it in
your financial life.
Organizing your finances will allow you to live a less
stressed life.
Less Clutter = Less Stress SM in your home, your
business and your life
Organizational
Consulting Services
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