You have a great house, a great job ... and you have no intention of moving. Ever. Fast forward ten years and all of a sudden your life has changed dramatically. You are offered the job of a lifetime and you are about to move.
Are you prepared? Most people aren't.
Even if you think that you will never move you should have your household possessions documented with accompaning receipts. You do...don't you?
As an extremely organized person, who never thought I'd move, I wasn't prepared to hand over receipts for things that I had bought ten years earlier. For insurance purposes to the moving company who lost a lot of our possessions. Why keep receipts for furniture, decorations, things that could never be replaced?
The answer is .... because if you don't have them the moving company will not give you anywhere close to what the items are worth.... even if you have the highest insuranace coverage available.
Moving companies will do anything to avoid reimbursing you for things they lost or damaged. Our experience with Mayflower was beyond horrible. Even though we had witnesses to the abuse of our property by the movers they didn't care.
So even though you might not ever think you will move.... treat your possessions like you might move...someday.
- DOCUMENT everything in your home.
- Keep receipts for your appliances and furniture until you get rid of them.
- Keep receipts for anything that you value.
- Furniture
- Appliances
- Decorations
- Equipment
Whenver you buy something, put the receipt in the binder. When you get rid of the item you can get rid of the receipt....but not before.
By keeping all of your receipts you will be one step ahead.... if you ever need to prove the value of your possessions.
Organizational Consulting Services
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