Organizing your files and your paperwork is extremely time consuming because you have to look at each piece of paper and make a decision. It's emotionally exhausting. So why wait until year end to go through that process?
For best results and the least amount of trauma make it a habit to go through your filing cabinet, files or desk drawer and clean out your paperwork at least once a quarter or every few months.
Go through each file and toss anything that you really don't need, anything that is expired (coupons or notices that are past the deadline....) or anything that you have not dealt with. This does not include anything related to taxes or any legal papers.
People tend to keep too much paperwork because they are afraid to get rid of things or because of their "good intentions" of doing something with it.
Make sure that your files are labeled according to what makes sense for you. Don't use a system that is too complex and that you will never use or keep up. It might work for some people but that doesn't mean it fits into your lifestyle.
Make sure that all of your papers are filed at least monthly to keep the mess at bay.
Only keep "current" files in your filing cabinet. Archive old files and store them out of the way. If your filing cabinet is too crowded and you cannot get into the files easily it will give you another excuse for not filing.
Keep it simple. Keep it organized.
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